Personal Finance and Travel

Note: This article was originally published on Zonotho, a financial education start-up, in August 2020 Author’s Note: This article is written considering purchasing an apartment in a complex (i.e. sectional title) in South Africa. Many of these items also apply to a house, but some do not. You’ve found your dream apartment, the price seems …

Checklist before buying an Apartment in South Africa Read More »

Note: This article was originally published on Zonotho, a financial education start-up, in August 2020 Author’s Note: This article is written considering taxes and regulations in South Africa. For many people, buying a property is an emotional decision. They look at the living room and imagine laughing with their friends and they look outside and …

Buying a House – A Breakdown of the Costs Read More »

The other day my mum asked me to explain negative interest rates. I realized I had no easy way to do this. It’s such a wacky concept: why would interests ever be negative? Under normal conditions, they wouldn’t. Which is why it’s easier to start with understanding positive interest rates.

There are many reasons why people invest in the stock market. Some want to make millions overnight (unlikely!). Whilst others may want to invest in businesses that will grow over time. If you have any kind of retirement savings or pension you probably own stocks already. In this article, we’ll go through the absolute basics of what you need to know to get started.

If you’re travelling to Europe and you don’t have a European passport, you’ll need a Schengen Visa to enter. The process can be complicated, so here’s what you need to know.

We’ve all had that bad month. When you’re counting the hours to payday and living off the meal plan of a large squirrel and then BANG! Your car breaks down. Or a family member gets sick. Or your microwave explodes. Or all three. It’s at times like these that South Africans sigh and say: “put it on my credit card”.

Whether it’s to Amsterdam, Bangkok, or Dubai, travelling is a dream of many South Africans and an expensive one at that. Here are some tips to bring that dream a little closer to reality.