Finance Industry
My actuarial and academic publications
Smoking: a 100-Year Story That Doesn’t End Here
Through the acrid haze, he can see the outline of the famous detective, Holmes, sitting in his dressing gown with a black clay pipe clenched between his lips. No children’s book would paint this scene today. But in 1902, it was common to read about characters lighting up cigarettes in a restaurant – it was a harmless vice, a gentleman’s amusement. Holmes smoking through a pound of strong tobacco, almost half a kilogram, was just what he did. Even kids recognized the iconic pictures of him smoking a pipe.
Facebook’s Libra: The World’s First Corporate Digital Currency
On the 18th of June, Facebook announced the launch of Libra, a new digital currency. Not even two weeks went by before the U.S. Congress called for Facebook to halt all further development of Libra and summoned the company to a hearing. Since then, there have been discussions, press releases, and talk of a new bill that prevents tech companies from launching their own digital currencies.
The Problem With Millennials
Note: This article was originally published in FA News, a financial industry magazine, in February 2019. I was asked to write about millennials and their savings habits, the premise being that “millennial are too short-sighted to save”. As a millennial myself, I attacked this narrative. Not quite what the editors were expecting. The irony is …